Biblical Answer

Can I Still Be a Good Christian When I'm in Debt?

As a Christian, it's essential to understand the concept of debt and its relationship with our faith. The Bible teaches us to render all due obedience to civil authorities, including paying our debts (Romans 13:1-7). However, it's also crucial to recognize that scriptural debt occurs when we violate the terms of a contract, such as failing to pay back a loan or credit card balance. In this case, Christians must take responsibility for getting out of debt, not just relying on the blood of Christ to wipe it out.

The Bible emphasizes the importance of living a life of debt-free living, not just for financial reasons but also for spiritual ones. When we're in debt, we're not living as Christians should. We're not demonstrating our gratitude to God for the debt of love He has forgiven us through Christ's sacrifice. In 2 Corinthians 5:14-15, Paul writes, "The love of Christ compels us, because we judge that one died for all, and therefore all died; and He died for all, that those who live should no longer live for themselves but for Him who for their sake died and was raised." When we're in debt, we're not living for Him but for ourselves.

So, can you still be a good Christian when you're in debt? The answer is yes, but with a condition. You must acknowledge your debt, take responsibility for it, and make a plan to pay it off. You must also recognize that your debt is a spiritual issue, not just a financial one. You must live as a Christian should, demonstrating your gratitude to God for the debt of love He has forgiven you through Christ's sacrifice. As the Bible says, "Let your one continuing debt be the debt of love" (Romans 13:8). When you do, you'll be living a life that reflects Christian values and teachings, and you'll be a good Christian, even in debt.