Biblical Answer

Understanding Medical Debt as a Sin

In addressing the question of whether medical debt is a sin, it's essential to understand the biblical concept of debt. The Bible defines debt as the inability to meet obligations agreed upon (Burkett). In this sense, medical debt can be seen as a legitimate financial burden that results from unforeseen circumstances or unavoidable medical expenses. However, the Bible does not explicitly outlaw any and all debt, including medical debt. In fact, the biblical definition of debt emphasizes the inability to meet obligations, rather than the nature of the debt itself.

The Nature of Sin and Debt

From a biblical perspective, sin is often described as a debt or an obligation to law (Matthew 6:12). This means that sin is not just a moral failing, but also a financial obligation that must be paid. However, the Bible also teaches that the blood of Christ can wipe out this debt, and that God provides satisfaction for our debts through Christ's atonement. In this sense, medical debt can be seen as a reminder of our mortality and the need for spiritual redemption. While medical debt may be a significant financial burden, it is not inherently sinful. Rather, it is a consequence of our fallen human condition, and a reminder of the need for faith in Christ.

The Importance of Seeking Help and Forgiveness

In addressing medical debt, it's essential to seek help and forgiveness from God. While medical debt may be a legitimate financial burden, it can also be a source of anxiety and stress. By seeking help and forgiveness from God, we can find peace and freedom from the weight of our debts. As Anselm notes, God both demands the debt be paid, but also provides satisfaction for that debt. In this sense, medical debt can be seen as an opportunity to seek forgiveness and redemption through faith in Christ. By doing so, we can find peace and freedom from the weight of our debts, and live a life that reflects Christian values and teachings.