Biblical Answer

Debt and Christian Responsibility

As a Christian, we must recognize that debt can be a significant burden on individuals and families. In the Bible, we see instances of individuals who struggled with debt and its consequences. However, we must also recognize that the Bible does not provide a clear-cut teaching on debt. Financial adviser Larry Burkett defines debt as the inability to meet obligations agreed upon. This definition highlights the importance of responsible financial management and the need to prioritize debt repayment.

Seeking Relief from Medical Debt

In the case of medical debt, the situation is often more complex. Medical expenses can be unforeseen and overwhelming, leading to a significant financial burden. While filing for bankruptcy may be an option, it is essential to consider the moral implications of doing so. As Burkett notes, declaring bankruptcy to avoid obligations is not moral and shows a lack of responsibility. Instead, Christians should seek to prioritize debt repayment and explore options for financial assistance, such as seeking help from non-profit organizations or negotiating with creditors.

God's Sovereignty and Debt

Ultimately, as Christians, we must recognize that God is sovereign over all aspects of our lives, including our finances. We must trust in God's provision and guidance as we navigate debt and financial challenges. As the Bible teaches, "Let your one continuing debt be the debt of love" (Romans 13:8). This verse emphasizes the importance of living a life of love and obedience to God, even in the midst of financial struggles. By prioritizing our relationship with God and seeking His guidance, we can find peace and wisdom in managing our debt and financial responsibilities.