Biblical Answer

Step 1: Acknowledge the struggle and its impact on the marriage

When discussing this issue with your spouse, it's essential to acknowledge the struggle and its impact on your marriage. Recognize that both of you are facing difficulties, and that the current situation is not sustainable. Acknowledge the feelings of frustration, hurt, and disappointment that come with not being able to make ends meet.

Step 2: Address the root cause of the issue

The root cause of the issue often lies in the attitudes of the heart and head. One or both spouses may have a sense of entitlement or a lack of commitment to the marriage. This can lead to a constant struggle for control and resources. Address this by discussing the importance of working together as a team, supporting each other, and prioritizing the marriage.

Step 3: Seek a solution together

Seek a solution together, and pray for guidance from the Lord. Pray that your husband gets hold of the key to life, which is living according to God's will and direction. Pray that he becomes a giving person, not just with finances, but with time, energy, love, talent, and other resources. This can lead to a more balanced and harmonious marriage, where both spouses feel supported and valued.

The final answer is: $\boxed{There is no final numerical answer to this question.}$