Biblical Answer

Can I Still Be a Good Christian When I'm in Debt?

As Christians, we must understand that debt is not inherently evil, but rather a contract that can become a debt when its terms are violated. However, the Bible teaches us that Christians must strive to be debt-free, not because it is a requirement for salvation, but because it reflects our obedience to God and our desire to live a life that honors Him. As Paul wrote, "Render all due obedience to the civil authorities. They in their way are servants of God. Let your one continuing debt be the debt of love" (Romans 13:1-2). This verse emphasizes the importance of living a life of love and obedience to God, rather than accumulating debt.

When we accumulate debt, we can feel a sense of moral anemia, a lack of spiritual vitality. This can lead to a life of self-indulgence and a lack of concern for our spiritual well-being. However, when we recognize our debt to Christ and strive to live a life of obedience and love, we can experience spiritual renewal and growth. As Paul wrote, "You are not your own; you were bought at a price" (1 Corinthians 6:19-20). This verse reminds us that we are not our own, but rather bondservants of Christ, and that our lives are not our own to manage, but rather a gift to be used for His glory.

In order to live a life that reflects Christian values, we must prioritize our spiritual well-being over our financial well-being. This means being mindful of our spending habits and striving to live within our means. It also means recognizing that our wealth and possessions are not lasting, but rather fleeting. As Jesus taught, "Do not store up for yourselves treasures on earth, but store up for yourselves treasures in heaven" (Matthew 6:19-20). By prioritizing our spiritual well-being and living a life of obedience and love, we can experience true stability and peace, even in the midst of financial uncertainty. Ultimately, being a good Christian is not about our financial situation, but rather about our relationship with God and our desire to live a life that honors Him.