Biblical Answer

Is it wrong to wish for bankruptcy to escape this debt?

The answer to this question depends on the motivation behind the wish. If the wish is a result of a desire to avoid personal responsibility, it is immoral. On the other hand, if the wish is a result of a genuine inability to pay due to circumstances beyond one's control, such as a chronically ill parent, it may be a necessary and moral step.

In the case of bankruptcy, it is not a moral failure, but rather a practical solution to a difficult situation. The Bible teaches that God is a God of second chances and that He is able to provide for those who are in need (Psalm 34:18, Matthew 6:33). Therefore, seeking help through bankruptcy may be a way of acknowledging one's inability to pay and seeking a fresh start. However, it is essential to approach bankruptcy with integrity, acknowledging one's debt and taking responsibility for one's actions.

Ultimately, the decision to wish for bankruptcy should be based on a genuine desire to be free from debt, rather than a desire to escape personal responsibility. It is also essential to consider the long-term consequences of bankruptcy and to seek guidance from a financial advisor or a Christian counselor. By doing so, one can make an informed decision that aligns with biblical principles and values. As the Bible says, "It is better to be poor and honest than to be rich and dishonest" (Proverbs 28:6). Therefore, it is not wrong to wish for bankruptcy if it is a necessary step towards financial freedom and personal integrity.