Biblical Answer

The Burden of Material Possessions

The question of whether one can afford to keep their home when struggling to pay the mortgage is a common dilemma many people face. In this situation, it's essential to consider the biblical perspective on material possessions. The Bible warns against accumulating wealth and material goods that hinder one's spiritual progress (Matthew 19:21-26). In 1 Timothy 6:10, it's written, "For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and have pierced themselves with many griefs." This verse highlights the dangers of prioritizing material wealth over spiritual well-being.

Prioritizing Needs Over Ambition

When considering whether to keep one's home, it's crucial to distinguish between needs and wants. A house that is larger than one's needs can be a hindrance to spiritual progress, as it may lead to a focus on material possessions rather than spiritual growth (Luke 12:15). In contrast, a home that meets one's needs and provides a sense of security and stability can be a blessing. As the Bible says, "A house is built by wisdom and is established by understanding and knowledge" (Proverbs 24:3). However, if the mortgage payments become too burdensome, it may be necessary to reevaluate one's priorities and consider downsizing or seeking alternative housing arrangements.

Seeking God's Guidance

Ultimately, the decision to keep one's home when struggling to pay the mortgage requires seeking God's guidance. In Psalm 37:4, it's written, "Take delight in the Lord, and he will give you the desires of your heart." This verse encourages believers to trust in God's provision and guidance, rather than relying solely on their own financial resources. By seeking God's wisdom and counsel, individuals can make decisions that align with their spiritual values and priorities, even in the face of financial challenges. As the Bible says, "Seek first his kingdom and his righteousness, and all these things will be given to you as well" (Matthew 6:33). By prioritizing one's relationship with God and seeking His guidance, individuals can navigate financial difficulties with greater peace and confidence.