Biblical Answer

The question of why God allows medical debt to destroy families is a complex one that requires careful consideration of God's nature and character. On one hand, the Bible teaches that God is just and righteous, and that He demands payment for sin (Rom 3:26). On the other hand, it also teaches that God is a God of love and compassion, who desires to forgive and restore those who are broken and hurting (Ps 103:12). So, how can we reconcile the two? One possible answer is that God is not a creditor who demands payment in the classical sense. Instead, He is a loving Father who desires to forgive and restore those who are broken and hurting. When we sin and incur debt, it is not a debt to God that we owe, but rather a debt to our own sin and its consequences.

In this sense, God is not a debtor who must pay for our sins, but rather a Savior who offers us forgiveness and restoration. When we put our trust in Jesus Christ, He takes upon Himself the debt of our sin, and pays the price for our redemption (Rom 3:24-25). This is not a payment to a creditor, but rather a payment to the justice system that demands payment for sin. When Jesus died on the cross, He did not die as a debtor who must pay a debt, but rather as a Savior who offers forgiveness and restoration to those who put their trust in Him. This is the sense in which God "pays our debt" - not as a creditor, but as a loving Father who desires to forgive and restore us.

So, why does God allow medical debt to destroy families? Perhaps it is because He is allowing us to experience the consequences of our own sin and its effects on our lives and relationships. Perhaps it is also because He is giving us an opportunity to trust in Him and His provision, even in the midst of great difficulty and hardship. Whatever the reason, we can be confident that God is a loving Father who desires to forgive and restore those who are broken and hurting, and that He is always working to bring about good and redemption in our lives, even in the midst of great challenge and hardship.