Biblical Answer

The Biblical Perspective on Mortgages and Debt

When faced with the challenge of paying a mortgage, it's essential to consider the biblical perspective on debt and financial responsibility. The Bible teaches that debt is not inherently evil, but it can become a significant burden when not managed properly (Proverbs 22:7). In the book of Proverbs, we read that the borrower is servant to the lender (Proverbs 22:7). This highlights the importance of being mindful of one's financial obligations and making timely payments.

The Consequences of Unpaid Debt

If you're struggling to pay your mortgage, it's crucial to understand the consequences of unpaid debt. As the Bible says, "The wicked borrow and put not in: but the righteous shew mercy and give" (Psalm 37:21). This verse emphasizes the importance of being responsible with one's finances and avoiding debt whenever possible. If you're unable to pay your mortgage, you may face foreclosure, which can have severe consequences, including damage to your credit score and potential loss of your home.

Seeking Help and Guidance

If you're struggling to pay your mortgage, it's essential to seek help and guidance from a trusted advisor or financial counselor. The Bible teaches that we should seek wisdom and guidance from God's Word and from those who are wise and experienced (Proverbs 24:6). In this case, seeking help from a financial expert can provide you with the guidance you need to navigate your financial situation and find a solution that works for you. Additionally, you can also seek help from a local church or a Christian non-profit organization that may be able to provide assistance with mortgage payments or offer financial counseling. Remember, God is a God of abundance and provision, and He desires to bless and prosper those who seek Him (Psalm 84:11). By seeking His guidance and wisdom, you can find a way forward that honors God and brings peace to your mind and heart.