Biblical Answer

In light of the biblical teachings, it is clear that debt is not inherently immoral, but rather it is the inability to meet obligations agreed upon that constitutes debt. However, this does not mean that Christians are free to accumulate debt without consideration for the consequences. As Larry Burkett points out, the scriptural definition of debt is not just about owing money for goods or services, but also about the value of unsecured liabilities exceeding total assets. This highlights the importance of financial responsibility and prudence in managing debt.

When faced with the situation of having to go into debt to pay for medical bills, Christians must carefully consider their options. While bankruptcy may be a legal option, it is not necessarily a morally justifiable one. As Burkett notes, using bankruptcy to avoid obligations and build a new fortune is not a morally sound approach. Instead, Christians should seek to pay their debts as they are able, and if necessary, seek assistance from others, such as family or friends, or even from their church community. This approach not only honors the biblical principle of financial responsibility but also reflects the value of compassion and community that is at the heart of Christian teaching.

Ultimately, the decision to go into debt to pay for medical bills is a complex one that requires careful consideration of the circumstances and the options available. While there is no clear-cut biblical teaching on the matter, Christians can draw on principles of financial responsibility, compassion, and community to guide their decisions. By seeking to pay their debts as they are able and seeking assistance from others when necessary, Christians can demonstrate their commitment to living out their faith in practical ways, even in the face of difficult circumstances.