Biblical Answer

The Burden of Debt: A Biblical Perspective

The burden of debt can be overwhelming, especially when it seems like there's no way out. As Christians, we're called to live responsibly and wisely with the resources God has given us. The Bible teaches us to "render all due obedience to the civil authorities" (Romans 13:1), which includes being mindful of our financial obligations. However, it's essential to distinguish between wants and needs. Are you using credit cards to fund discretionary spending, or are you struggling to meet essential expenses like rent/mortgage, utilities, and food?

When debt becomes debilitating, it's crucial to seek help. Consider consulting with a financial advisor, a trusted pastor, or a local credit counseling agency. These professionals can provide guidance on budgeting, debt management, and long-term financial planning. Remember, God is not a magic solution to our financial problems. While He may provide for our needs, He also expects us to be responsible stewards of the resources He's given us. As Brother R. C. Worley said, "You can't afford not to make this investment in yourself, your health, and your future. It's not selfish to do it. It's selfish not to do it." Pray for God's guidance and wisdom as you navigate your financial situation.

In some cases, debt may be unavoidable due to circumstances beyond our control, such as job loss or medical expenses. In these situations, it's essential to communicate openly with creditors and explore options for temporary relief. However, it's equally crucial to prioritize needs over wants and make adjustments to your spending habits to avoid further debt accumulation. Remember, God is a God of provision, but He also expects us to be responsible and wise in our financial decisions. By seeking help, prioritizing needs, and being mindful of our spending habits, we can work towards financial freedom and live a life that honors God. As the Bible says, "Let your one continuing debt be the debt of love" (Romans 13:8). By living with a heart of love and generosity, we can find peace and freedom in the midst of financial challenges.