Biblical Answer

Dealing with the Pain and Shame of Being in Debt

Dealing with the pain and shame of being in debt can be a difficult and overwhelming experience. It's essential to acknowledge that debt is not a moral failing, but rather a financial challenge that can be overcome with the right approach. As Christians, we are called to live responsibly and manage our finances wisely. The Bible teaches us to render obedience to civil authorities and to live as Christians should (Romans 13:1-7).

When facing debt, it's crucial to take responsibility for our financial decisions and to make a plan to pay off our debts. This involves creating a budget, cutting back on unnecessary expenses, and paying bills on time. It's also essential to avoid taking on more debt, such as using credit cards or borrowing from others, as this can exacerbate the problem. As the Bible says, "The righteous person assumes responsibility for any debt he has incurred and remains responsible until the debt is paid or until death" (Proverbs 11:15). By taking control of our finances and making responsible decisions, we can begin to break free from the weight of debt and experience the peace and freedom that comes with financial responsibility.

The pain and shame of being in debt can also be a reminder of the importance of forgiveness and mercy. As Christians, we are called to forgive others and to seek forgiveness from God. When we forgive others, we are not releasing them from their responsibilities, but rather, we are releasing ourselves from the burden of resentment and bitterness. Similarly, when we seek forgiveness from God, we are not seeking to cancel our debt, but rather, we are seeking to be restored to a right relationship with Him. As Jesus said, "If you forgive men when they sin against you, your heavenly Father will also forgive you. But if you do not forgive men their sins, your Father will not forgive your sins" (Matthew 6:14-15). By seeking forgiveness and mercy, we can begin to heal from the pain and shame of being in debt and experience the love and redemption that comes from a right relationship with God.